Overview of Quality of Life in Sacramento, CA for an Income of $197,880

For an individual or family earning $197,880 annually in Sacramento, CA, understanding the quality of life relative to costs is essential. This income is significantly above the national average, allowing for a comfortable lifestyle in the area. Here is an assessment of various aspects affecting quality of life in Sacramento:

Cost of Living

• Comparison to National Average: Sacramento’s cost of living is about 16% higher than the national average. However, this salary is well above the median, allowing for ease in covering these expenses.
• Everyday Expenses: Groceries, utilities, and transportation are marginally more expensive than in other U.S. cities, but manageable with this income level.
• Discretionary Spending: The income provides ample opportunity for discretionary spending on dining, entertainment, and travel.

Housing Market

• Median Home Price: As of 2023, Sacramento’s median home price is approximately $520,000, higher than the national median but more affordable compared to California’s larger cities like San Francisco and Los Angeles.
• Home Ownership: With a $197,880 income, purchasing a home in Sacramento is feasible, potentially securing a mortgage without financial strain.
• Rental Market: Renting is also an option with average monthly rents around $1,500 for a two-bedroom apartment, allowing for sizeable savings or investment.

Quality of Life

• Work-Life Balance: Sacramento offers a balanced lifestyle with access to employment opportunities in tech, healthcare, and government, supporting a stable professional life.
• Recreation and Culture: The city is rich in parks, cultural events, and proximity to outdoor activities like hiking in the nearby Sierra Nevada. This enhances recreational activities without excessive travel.

Access to Healthcare

• Healthcare Facilities: The city provides a robust healthcare infrastructure with multiple hospitals, specialized clinics, and access to renowned healthcare providers.
• Healthcare Costs: While healthcare costs are on par with national averages, the salary ensures these are comfortably managed, including insurance premiums and out-of-pocket expenses.

Quality of K-12 Schools

• Public Education: Sacramento offers a mix of public and charter schools with varying quality; many schools are rated above average.
• Private School Options: Numerous private schools offer excellent education alternatives, accessible due to the higher income.
• Education Focus: Em