Quality of Life in Sacramento, CA on a $189,125 Salary

Overview

An annual income of $189,125 in Sacramento, CA, places an individual well above the median household income, providing a comfortable lifestyle relative to both local and national standards. This report assesses how this income interacts with the cost of living, housing market, access to healthcare, and quality of education in Sacramento, compared to broader U.S. averages.

Cost of Living

• Overall Expenses: While Sacramento’s cost of living is higher than the national average, it is more affordable than major California cities like San Francisco and Los Angeles.
• Utilities and Services: Utility costs are generally in line with national averages, offering moderate savings compared to more urbanized areas.
• Groceries and Dining: Prices are slightly above the national average but remain manageable for someone with a $189,125 salary.

Housing Market

• Home Prices: The median home price in Sacramento is notably lower than other major California cities, making homeownership more accessible. This salary allows for comfortable mortgage management.
• Rental Market: Renting can also be a viable option, with rental rates being lower than in coastal metro areas, presenting more savings for individuals preferring rental living arrangements.
• Investment Opportunities: Sacramento's growing market presents viable opportunities for real estate investments, supported by Sacramento’s development trends.

Quality of Life

• Cultural and Recreational Activities: Sacramento offers a rich blend of cultural, historical, and recreational options, positively contributing to a high quality of life.
• Climate: Mild winters and hot, dry summers define the local climate, appealing to those preferring temperate weather year-round.
• Community and Safety: Sacramento is known for its community-oriented neighborhoods and has a lower crime rate compared to bigger California cities.

Access to Healthcare

• Healthcare Facilities: Sacramento is home to several top-rated hospitals and healthcare providers, ensuring excellent medical care.
• Health Insurance: A higher income allows for better health insurance options, providing access to comprehensive plans with lower out-of-pocket expenses.

Quality of K-12 Schools

• Public Education: Sacramento features a variety of high-performing public schools, offering quality education supported by numerous academic programs and extracurricular activities.
• Private Schools: There is also access to reputable private school options, further enhancing educational choices for families.

Summary Assessment

With a salary of $