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salary information

Salary Information for a Underwriter in Fresno, CA

Median salary: $79,920

This data reflects Total Cash for a Level 2 Underwriter at a mid-size company. To get more detailed information on total compensation for the role of Underwriter in Fresno, CA, including base pay, total cash, and equity by job level, region and company size, please join OpenComp.

$70,640
25th percentile
$79,920
50th percentile
$86,240
75th percentile

Behind the numbers

What is the adjusted total comp for a Underwriter in Fresno, CA?

Total Comp (TC)
Cost of Living (COL) Index
COL-Adjusted TC
Median Home Price

$79,920

Not available

$370,798

Total Comp (TC)

$79,920

Cost of Living (COL) Index
COL-Adjusted TC

Median Home Price

What are the responsibilities of an Underwriter in Fresno, CA?

As an underwriter, it is your responsibility to assess and evaluate risks associated with insurance policies and ensure that they are in compliance with company standards and regulatory requirements. You must also analyze financial data to determine the appropriate premium rates and coverage terms for each policyholder. Additionally, you must maintain accurate records and communicate effectively with agents, brokers, and policyholders to provide excellent customer service.

What are the characteristics of a level 2 Underwriter?

A level 2 Underwriter in Fresno, CA has well developed professional and technical expertise. Their work impacts the quality and timeline of part of a product or servie. They typically have 3 yearas of average experience.

Underwriter

Benchmark Role

Individual Contributor

Job Type

Underwriting

Job Family

Business

Job Area

Quality of Life in Fresno, CA on an $79,920 Salary

Summary of Cost of Living

  • Overall Cost: The cost of living in Fresno is generally lower than in many parts of California yet slightly above the national average. This makes Fresno relatively accessible while offering a Californian lifestyle.
  • Grocery and Utilities: Prices in these categories hover close to the national average, providing affordability in daily expenses.
  • Transportation: Costs are fairly standard, with public transportation being less expensive compared to larger Californian cities.

Housing Market

  • Home Prices: Median home prices in Fresno are usually lower than the state average but can be slightly higher than the national average. This salary could cover the mortgage of an average home, but options may be limited without additional income.
  • Renting vs. Buying: Renting tends to be more affordable, with rental costs considerably lower than in metropolitan areas like San Francisco or Los Angeles.

Quality of Life

  • Community: Fresno offers a diverse community with a relaxed pace of life compared to larger urban centers.
  • Recreation: There are ample outdoor activities due to Fresno's proximity to national parks like Yosemite and Sequoia, providing a good balance of urban and natural environments.
  • Cultural Amenities: While not as extensive as larger cities, Fresno has a growing arts scene and local cultural festivals that enhance community living.

Access to Healthcare

  • Healthcare Availability: Fresno hosts several hospitals and clinics, ensuring reasonable access to healthcare services. However, quality can sometimes vary.
  • Costs: Healthcare costs are about average for California but might be higher than the national level. The salary generally supports meeting healthcare needs with room for emergencies.

Quality of K-12 Schools

  • Public Schools: The quality of public education in Fresno varies, with some schools performing better than others. School selection can significantly influence quality of life.
  • Private Schools: There are private and charter school options available, but they come with additional costs that could further strain the budget.

Assessment

Overall, making $79,920 a year in Fresno, CA, provides a reasonable quality of life. The relatively lower cost of living compared to other Californian cities allows for steady financial management, and the housing market offers opportunities, though it might require compromises. Access to essential services, like healthcare and education, supports a balanced and comfortable lifestyle, provided careful planning is in place to

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