Quality of Life in Sacramento, CA on a $144,585 Salary

Living in Sacramento, CA, with an annual salary of $144,585 can offer a comfortable quality of life. This assessment compares the cost of living, housing market, access to healthcare, and quality of K-12 schools in Sacramento relative to the broader United States.

Cost of Living

• General Expenses:

  • Sacramento's cost of living is higher than the national average but lower than other major Californian cities like San Francisco or Los Angeles.
  • The salary of $144,585 generally covers living expenses comfortably, including food, transportation, and utilities.

• State Income Tax:

  • California has a progressive income tax rate, which will impact take-home pay. However, with this salary level, after-tax income remains substantial.

Housing Market

• Home Prices:

  • The median home price in Sacramento is lower than in other major California cities but higher than the national average.
  • On this salary, purchasing a moderately priced home is achievable, though finding a home in highly desirable areas may require a larger budget.

• Rental Market:

  • Rent prices are moderate compared to other California metros.
  • A wide range of housing options is available, from downtown apartments to suburban houses.

Quality of Life

• Lifestyle:

  • Sacramento offers a blend of urban and suburban living, with numerous parks, cultural festivals, and a thriving food scene.
  • The city provides a family-friendly environment with ample outdoor recreational activities.

• Commute:

  • Traffic is generally less congested than in larger Californian cities, offering a reasonable daily commute time.

Access to Healthcare

• Healthcare Facilities:

  • A variety of healthcare facilities and specialized medical services are available.
  • The city hosts several notable hospitals and healthcare providers, ensuring access to quality medical care.

• Insurance and Costs:

  • Healthcare costs can be high; however, employer-provided health insurance or private plans generally cover most medical expenses.

Quality of K-12 Schools

• Public Schools:

  • Sacramento features a range of public schools with varying performance levels. Some districts average higher rankings compared to state averages.
  • Several schools have good ratings, but research into specific neighborhoods is advisable for families prioritizing education.

• Private and Charter Schools:

  • A variety of private and charter schools are available, offering