Quality of Life in Fresno, CA on an $84,480 Annual Salary

Cost of Living

• Comparison to National Average: Fresno's cost of living is slightly above the national average. However, it remains more affordable than major California cities like Los Angeles or San Francisco.
• Consumer Prices: Generally reasonable with groceries, utilities, and transportation costs aligning closely with national figures.
• Taxes: California's state income tax should be considered, as it can slightly impact disposable income.

Housing Market

• Home Prices:
  • The median home price in Fresno is significantly lower than the statewide average but higher compared to national figures.
  • Renting remains an economical alternative, with fair market rates for apartments being competitive.
• Mortgage and Rent:
  • Mortgage standards with a 30-year fixed-rate mortgage are accessible to a person earning $84,480, especially with a good credit score.
  • Renters can find diverse options within budget, particularly in suburban areas.

Quality of Life

• Overall Living Standard: Provides a good quality of life balance, with a diverse economy and a reasonably paced lifestyle.
• Cultural and Recreational Activities: Offers ample opportunities with local events, theaters, and proximity to nature spots like Yosemite National Park.
• Community: A tight-knit community with a mix of urban and suburban environments enhances social wellbeing.

Access to Healthcare

• Healthcare Facilities:
  • Fresno hosts several well-regarded hospitals and clinics, ensuring good access to medical care.
  • Costs can be manageable with adequate health insurance, but out-of-pocket costs should be planned.

Quality of K-12 Schools

• Public Schools:
  • The quality of public education varies across different neighborhoods, with some schools rated higher on performance metrics.
  • Investment in education infrastructure is ongoing, showing improving trends.
• Private Education: Several reputable private schools can provide alternative educational options, though often at premium costs.

Summary

Living in Fresno, CA, on an annual salary of $84,480 provides a moderate standard of living. While housing costs remain a significant budget item, the overall cost of living is manageable. Access to healthcare is reliable, and the city's schools offer both opportunities and challenges. Overall, Fresno offers a balanced environment conducive to both family life and individual pursuits, all within the dynamic setting of California's central valley.