Quality of Life in Philadelphia, PA on a $77,095 Salary

Philadelphia, PA, offers a unique urban living experience with a blend of historical charm and modern amenities. Earning $77,095 annually in Philadelphia provides a decent quality of life relative to the city's cost of living and housing market, all in comparison to national averages.

Cost of Living

• Overall Expenses:
  • Philadelphia's cost of living is slightly above the national average. The city provides a balanced mix of affordable options in entertainment, dining, and public transportation, which can be manageable on a $77,095 salary.
• Transportation:
  • Public transportation is robust with SEPTA (Southeastern Pennsylvania Transportation Authority) providing trains, buses, and trolleys. Monthly passes are affordable, especially critical for commuters.
• Utilities and Groceries:
  • Utility costs in Philadelphia are manageable, but groceries can be slightly more expensive than the national average, impacting the monthly budget.

Housing Market

• Median Home Price:
  • Housing in Philadelphia is relatively more affordable compared to larger cities like New York, but the median home price is slightly higher than the national median.
  • Renting is also a popular option, with prices that vary drastically between neighborhoods.
• Housing Options:
  • A wide variety of neighborhoods cater to different lifestyles and budgets, from affordable row homes in more residential areas to upscale apartments in the city center.

Quality of Life

• Cultural Amenities:
  • Philadelphia is rich in cultural activities, historical landmarks, and a booming arts scene, providing residents with plenty of recreational opportunities.
• Work-Life Balance:
  • The city's vibrant job market and extensive public parks system encourage a balanced lifestyle.
• Community and Diversity:
  • Philadelphia boasts a diverse population and a strong sense of community across its many distinct neighborhoods.

Access to Healthcare

• Healthcare Facilities:
  • The city is home to several top-tier hospitals and medical research institutions, offering excellent healthcare access.
• Healthcare Costs:
  • Medical expenses can be higher in urban areas; however, having insurance and accessing local healthcare facilities can help mitigate these costs.

Quality of K-12 Schools

• Public Schools:
  • Philadelphia's public school system varies greatly by neighborhood, with some schools performing well and others facing challenges.
• Private and Charter Schools:
  • There are numerous private options and