Quality of Life for a $90,700 Salary in San Francisco, CA

San Francisco, CA is renowned for its iconic landmarks and vibrant lifestyle, but it is also one of the most expensive cities in the United States. Here is an assessment of the quality of life for an individual making $90,700 annually in San Francisco compared to the broader United States.

Cost of Living

• General Cost of Living:

  • San Francisco's cost of living is significantly higher than the national average. Basic necessities such as groceries, transportation, and dining out can cost much more.

• Utilities and Services:

  • Utility costs may be slightly above the national average, but due to the mild climate, there are some savings on heating and cooling.

• Transportation:

  • Public transportation is efficient but can be costly. Owning a car involves high expenses due to fuel prices and parking fees.

Housing Market

• Home Prices:

  • The average home price in San Francisco greatly exceeds the national average, making homeownership challenging on a $90,700 salary.

• Rental Costs:

  • Renting is a viable choice, yet rental prices are steep, often taking a large portion of the income.

• Affordable Housing:

  • Affordable housing options are limited, but rent-controlled units can offer some relief.

Quality of Life

• Cultural and Recreational Activities:

  • San Francisco offers a wide range of cultural attractions, outdoor activities, and dining options, contributing positively to quality of life.

• Safety:

  • The city has variable safety levels, with some neighborhoods being safer than others.

• Community and Lifestyle:

  • San Francisco is known for its diverse communities and progressive culture, appealing to many for its open and inclusive environment.

Access to Healthcare

• Healthcare Services:

  • San Francisco has excellent healthcare facilities, yet healthcare costs are high.

• Insurance and Availability:

  • Access to healthcare providers is generally good, though ensuring sufficient insurance coverage is essential due to high costs.

Quality of K-12 Schools

• Education Standards:

  • San Francisco's public schools vary in quality, but there are several highly-rated schools in the city.

• Alternative Education Options:

  • The city offers private and charter schools, though these can come with considerable tuition costs.

• Educational Resources: